Products & Services

Combined Coverage for Better Benefits.

The Agency’s insurance specialists serve to help you coordinate an insurance program that determines the best coverage options for your needs – for benefits and quality discounts that help you save.

What does this mean for you? By combining home and auto policies, you may be eligible to receive money-saving discounts, a guaranteed full-year policy term for your car, On Your Side® insurance protection, 24-hour Customer and Claim service, and more.

Additional Bonuses

When you combine Home and Auto Insurance, you may also qualify for extras like single deductibles (when your home and car are damaged as a result of the same event), emergency lockout coverage, accidental death benefits, and airbag replacement from accidental deployment.

Contact a representative from The Agency to learn more about the benefits you can receive by combining your home and auto policies.

Protect Your Home and Everything In It.

At The Agency, we know how hard you’ve worked to turn your house into a home. Since your home is one of the most important financial investments of your lifetime, you’ll need proper coverage in order to keep your investment protected and provide your family with the guarantee that they’ll always be safe and sound.

The Agency is your trusted solution for homeowners insurance. We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs. Our team is dedicated to providing the assurance that your family and your possessions are secure.

Our Home Insurance coverage options include:
  • Property Insurance
  • Homeowners Liability
  • Renters Insurance
  • Condo Insurance
  • Mobile Home Insurance
  • Scheduled Property Insurance
  • Landlords Insurance
  • In-Home Business Insurance
Why Home Insurance?

Accidents can happen at any time. Having the right insurance can protect your home and everything in it, as well as keep your property covered from damages and accidents.

While standard Home Insurance can cover anything from fire and weather damage to injuries and theft, not all damages and accidents may be insured under a standard policy. That’s why it’s important to talk to a specialist at The Agency about specific coverage options that are applicable to your individual needs.

Don’t go another day without proper homeowners insurance. Keep your memories protected with the right policy from The Agency.

The Agency provides Home Insurance for residents near Harlan, etc. etc..

Good Drivers are Responsible Drivers.

Having proper Auto Insurance ensures your independence behind the wheel. From accidents and injuries to hit-and-runs and theft, it’s important to keep your car insured so you’re prepared when accidents do happen.

At The Agency, we combine premium Auto Insurance with personalized service to give you the best coverage possible. Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs – for peace-of-mind driving assurance.

As your trusted source for car insurance, The Agency offers a variety of coverage and additional protection options, such as:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Medical Payments Coverage
Why Auto Insurance?

If you’re involved in an accident without car insurance, you’re looking at high out-of-pocket costs, injury liability – even serious legal issues.

Keeping your vehicle insured is simply the responsible thing to do, and it’s an essential financial decision that you can’t drive without. Auto Insurance helps to reduce or cover property damage costs, replacement parts for your car as the result of an accident, medical expenses from injuries, road-side assistance, and much more. Since policies vary with protection options, it’s important to talk to a representative from The Agency to create a policy that insures your needs.

We provide car insurance to drivers near Harlan, etc. etc..

Additional Coverage for Peace-of-Mind Living.

The Agency is committed to providing expert advice and quality insurance products that keep your future protected. From keeping your identity and confidential information secure to insuring your personal items, or an umbrella liability policy, we have the solutions you’ve been looking for should theft, an accident or even a lawsuit ever occur.

Our additional Personal Insurance products include:

  • Identity Theft
  • Personal Umbrella Insurance

The Agency specialists are standing by to help you find and create the asset protection packages you deserve. Contact our agency today to get started.

We provide complete insurance solutions to clients near Harlan, etc. etc..

It’s More Than a Job – It’s Your Passion.

No matter what business you’re in, each workday is dedicated to doing your job well and providing your customers with the best service possible. The Agency would like to return the favor by giving you the coverage you need to ensure the security of your business.

At The Agency, we’re committed to keeping your business protected – so you can focus on your day-to-day operations. And with the right insurance plan, your business will be covered from top to bottom.

We offer the following options for your business assets:

  • Commercial Property Insurance
  • Commercial General Liability
  • Business Owners Policy (BOP)
  • Inland Marine Insurance
  • Commercial Auto Insurance
  • Commercial Umbrella Insurance
  • Professional Liability
  • Workers Compensation
  • Crime Insurance
  • In-Home Business
Why Business Insurance?

Having Business Insurance builds a strong foundation for any business, regardless of the field. When an accident occurs in the workplace, a protection plan from The Agency can provide your business with policies like basic property and liability coverage to ensure that your business can keep running smoothly.

Since commercial insurance policies vary from business to business, it’s important to discuss the available options with a representative at The Agency, so we can build an insurance program that’s just right for you.

Being a business owner means taking some risks, but choosing the right insurance company to protect your business shouldn’t be one of them.

We provide businesses near Harlan, etc. etc..

It’s Your Livelihood. Make Sure It’s Protected.

Whether you’re a local grower or a large cultivator, we understand the value of insuring your greatest asset. At The Agency, we’re dedicated to providing the agricultural coverage and services you need to keep your farm or ranch protected – so you can focus on maintaining a smooth operation.

We know that you work hard as a farmer, and at The Agency we want to extend that same courtesy to you by keeping your farm and everything on it insured. Our insurance specialists are sensitive to your individual needs and will work with you to find a policy that best suits your farm or ranch.

Designing a specific policy with us gives you the options of coverage in the following areas:

  • Crop Insurance
  • Farm Owners Insurance
  • Farm Livestock Insurance
  • Equine Insurance
  • Farm Equipment Insurance
  • Farm Dwelling Insurance
  • Farm Structures Insurance
  • Farm Auto Insurance
  • Farm Umbrella Insurance
  • Farm Liability Insurance
Why Farm Insurance?

Your farm is your livelihood, and you can never be too cautious. Since an accident can happen when you least expect it, it’s important to be prepared when potential problems arise. By being proactive with a proper farm policy, your equipment, buildings, and even lost income can be covered in the event that an unforeseen circumstance disrupts your operations.

You’ve worked hard to build your farm into a business. The Agency will work even harder to ensure that your business is protected.

We provide insurance solutions for farmers near Harlan, etc. etc..

Protecting Individuals and Families

Life insurance is a vital part of anyone’s efforts to plan for the future.  Whether you save for a child’s college education, finance a business, protect your family from hardships, or simply accumulate wealth, life insurance can help.  At The Agency we have a comprehensive life insurance program that provides anyone the opportunities he or she needs to stay prepared and to maintain his or her lifestyle or the lifestyles of others.

Our program is adaptable to the needs of individual clients and we’ll tailor a policy or policies through this program to you.  Please contact an agent or request a quote to get started or read on to learn more.

Life Insurance Tailored to You

Life insurance is a personal product and we’re sure to treat it with care.  We work closely with you to assess your needs and goals and we meet these needs and goals with a complete and cost-efficient solution.  Your options for life insurance are many; term, whole, and universal included.  You may need endowments or options like limited pay, and regardless of your needs we’ll find the coverages and policy options that ensure your total security.

We ‘shop’ different carriers to bring you the greatest selection of life insurance coverage and policy options possible.  These options include:

  • Individual Life Insurance
  • Group Life Insurance
  • Long-Term Care Insurance
  • Mortgage Protection Insurance
  • Disability Insurance
  • Key Person Insurance

Your premiums and overall costs will depend in part on your situation and in part on our ability to identify the best benefits and discounts available.  These discounts and benefits will contribute to you saving money, as will your coverage and policy choices.  We’ll make sure that your choices are the best they can be and that your savings are maximized.  Contact an agent to learn more about this.

Working with The Agency

As a worker, relative, and individual, you work hard to make ends meet and to succeed; we understand.  For this reason and others, you need protection that long-term planning and resources provide.  Life insurance helps you plan and provides resources that you and your dependents need.  As insurers, we make certain that your life insurance solution is of the greatest value and that you are supported throughout the life of your policy.  To ensure that value is the highest it can be, we deliver services that make the insurance experience easy.  We manage risk and claims, monitor policies regularly, and are fully available.  As a result, working with us to stay completely secure and to secure your dependents is as hassle-free as possible.

The Agency provides Home Insurance for residents near Harlan, etc. etc..

Good Decisions Today for a Healthy Tomorrow.

Like Life Insurance, Health Insurance is a valuable asset when it comes to safeguarding you and your family. Having proper health coverage will protect you from financial hardships that could arise if you or a family member are ever sick or injured and can’t work. For businesses, having the right health benefit package is often the key to keeping your employees happy and productive, while providing the assurance that they’re protected.

At The Agency, we strive to offer the best Health Insurance options possible – from individual and group plans to specialized packages that may include dental and vision coverage.

Depending on your needs, our health care packages can include:

  • Individual & Family Health Insurance
  • Group Health Insurance
  • Dental Coverage
  • Vision Coverage
  • Long-Term Care Insurance
  • Temporary Health Insurance
  • Supplemental Insurance
  • Disability Insurance
  • Medical Expense Insurance
  • Child Health Insurance
  • Travel Health Insurance
  • Prescription Insurance
  • HSAs
  • Medicare Supplements & Prescription “Part D”
Why Health Insurance?

When it comes to your health you can never be too careful, and with the rising cost of medical care, Health Insurance has become a top priority. In order to have your health expenses covered at a reasonable price, having the right insurance is a necessity. Although plans vary according to your needs, they can cover anything from medical and hospital expenses to prescription drugs.

While finding the right Health Insurance is not always an easy choice, representatives from The Agency, are committed to providing the knowledge and support you need to help you make the right decision for you, your family, or your business.

The Agency provides Home Insurance for residents near Harlan, etc. etc..

Fun is like life insurance; the older you get, the more it costs.  -Kim Hubbard